For more information, please review the link below or contact your financial advisor.

Disclosure Document

Bank Deposit Sweep Program Interest Rates as of May 12, 2021

Bank Account Balance Range	Interest Rate	APY
$0–$24,999	0.01%	0.01%
$25,000–$99,999	0.01%	0.01%
$100,000–$249,999	0.01%	0.01%
$250,000–$499,999	0.01%	0.01%
$500,000–$999,999	0.01%	0.01%
$1,000,000–$1,999,999	0.01%	0.01%
$2,000,000 or more	0.01%	0.01%

Advisory Retirement Sweep Program Interest Rates

The interest rate for your Deposit Accounts in the ARSP as of July 9, 2021, is 0.05%. Future interest rates may be obtained from Commonwealth on this page (www.commonwealth.com/for-clients/disclosure/core-account-sweep-programs) or from your financial advisor.

Program Bank List as of May 12, 2021. Please contact your financial advisor or go to www.commonwealth.com for the most current Bank List and other information about the Programs.

POSITION	Region 1 MA, ME, NH, RI, VT	Region 2 CT, NY	Region 3 AK, CO, HI, ID, KS, MT, NE, NM, NV, OR, UT, WA, WY	Region 4 CA
1	Goldman Sachs Bank	American Express National Bank	Goldman Sachs Bank	Manufacturers and Traders Trust
2	U.S. Bank National Association	U.S. Bank National Association	JPMorgan Chase Bank N.A.	JPMorgan Chase Bank N.A.
3	JPMorgan Chase Bank N.A.	JPMorgan Chase Bank N.A.	New York Community Bank	JPMorgan Chase Bank N.A.
4	Bank of China	Bank of Hope	U.S. Bank National Association	Pinnacle Bank
5	Pinnacle Bank	Wells Fargo Bank, N.A.	Manufacturers and Traders Trust	U.S. Bank National Association
6	State Street Bank and Trust	Pinnacle Bank	Bank of China	Bank of China
7	Bank of Hope	Manufacturers and Traders Trust	State Bank of India—NY Branch	Bank of Hope
8	State Bank of India—NY Branch	Bank of China	Bank of the West	State Bank of India—NY Branch
9	Bank of the West	Bank of the West	The Bank of East Asia, Ltd	Boston Private Bank
10	Umpqua Bank	East West Bank	Wells Fargo Bank, N.A.	East West Bank
11	First Horizon Bank	State Bank of India—NY Branch	East West Bank	Umpqua Bank
12	Bank of Baroda	Boston Private Bank	First Horizon Bank	Bank of the West
13	Wells Fargo Bank, N.A.	First Horizon Bank	State Street Bank and Trust	Wells Fargo Bank, N.A.
14	Manufacturers and Traders Trust	Bank of Baroda	Bank of Baroda	First Horizon Bank
15	East West Bank	Umpqua Bank	Bank of Hope	The Bank of East Asia, Ltd
16	The Bank of East Asia, Ltd	State Street Bank and Trust	PNC Bank, N.A.	Synchrony Bank
17	Boston Private Bank	The Bank of East Asia, Ltd	Boston Private Bank	American Express National Bank
18	PNC Bank, N.A.	Synchrony Bank	American Express National Bank	BancorpSouth Bank
19	BancorpSouth Bank	PNC Bank, N.A.	Pinnacle Bank	Capital One (USA), N.A.
20	Capital One (USA), N.A.	WEX Bank	Umpqua Bank	Bank of Baroda
21	WEX Bank	BancorpSouth Bank	Synchrony Bank	Goldman Sachs Bank
22	Synchrony Bank	Capital One (USA), N.A.	WEX Bank	New York Community Bank
23	American Express National Bank	New York Community Bank	Capital One (USA), N.A.	WEX Bank
24	New York Community Bank	Goldman Sachs Bank	BancorpSouth Bank	PNC Bank, N.A.
25	First Internet Bank of Indiana	First Internet Bank of Indiana	First Internet Bank of Indiana	First Internet Bank of Indiana
Excess Banks
1	U.S. Bank National Association, N.A	U.S. Bank National Association, N.A	U.S. Bank National Association, N.A	U.S. Bank National Association, N.A
2	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.
Please note: A client's state of residence determines his or her priority list.

Position	Region 5	Region 6	Region 7	Region 8	Business
	AL, AR, AZ, KY, LA, MO, OK, TN, TX	DC, DE, FL, GA, MD, MS, NC, SC	IA, IL, IN, MI, MN, ND, OH, SD, WI	NJ, PA, VA, WV All Other
1	Synchrony Bank	PNC Bank, N.A.	Goldman Sachs Bank	U.S. Bank National Association	Bank of the West
2	U.S. Bank National Association	JPMorgan Chase Bank N.A.	New York Community Bank	JPMorgan Chase Bank N.A.	JPMorgan Chase Bank N.A.
3	The Bank of East Asia, Ltd	State Bank of India—NY Branch	U.S. Bank National Association	State Bank of India—NY Branch	Bank of China
4	JPMorgan Chase Bank N.A.	Bank of the West	JPMorgan Chase Bank N.A.	Bank of the West	PNC Bank, N.A.
5	Manufacturers and Traders Trust	U.S. Bank National Association	Bank of China	Bank of China	Wells Fargo Bank, N.A.
6	State Street Bank and Trust	Bank of China	Wells Fargo Bank, N.A.	Bank of Baroda	East West Bank
7	First Horizon Bank	Boston Private Bank	Bank of the West	Pinnacle Bank	First Horizon Bank
8	Bank of the West	Manufacturers and Traders Trust	East West Bank	Capital One (USA), N.A.	Bank of Hope
9	Bank of Hope	State Street Bank and Trust	The Bank of East Asia, Ltd	East West Bank	State Street Bank and Trust
10	Umpqua Bank	East West Bank	PNC Bank, N.A.	Wells Fargo Bank, N.A.	Bank of Baroda
11	Bank of Baroda	First Horizon Bank	State Bank of India—NY Branch	State Street Bank and Trust	Synchrony Bank
12	Wells Fargo Bank, N.A.	Capital One (USA), N.A.	Boston Private Bank	First Horizon Bank	The Bank of East Asia, Ltd
13	Bank of China	Wells Fargo Bank, N.A.	State Street Bank and Trust	Manufacturers and Traders Trust	State Bank of India—NY Branch
14	East West Bank	Pinnacle Bank	American Express National Bank	Boston Private Bank	Pinnacle Bank
15	State Bank of India—NY Branch	Bank of Baroda	First Horizon Bank	Umpqua Bank	New York Community Bank
16	Boston Private Bank	Umpqua Bank	Bank of Baroda	Bank of Hope	WEX Bank
17	PNC Bank, N.A.	Bank of Hope	Manufacturers and Traders Trust	PNC Bank, N.A.	Umpqua Bank
18	Capital One (USA), N.A.	The East Bank of East Asia, Ltd	Umpqua Bank	New York Community Bank	Boston Private Bank
19	American Express National Bank	American Express National Bank	Bank of Hope	Synchrony Bank	Capital One (USA), N.A.
20	New York Community Bank	New York Community Bank	WEX Bank	WEX Bank	BancorpSouth Bank
21	Pinnacle Bank	Goldman Sachs Bank	Pinnacle Bank	American Express National Bank	First Internet Bank of Indiana
22	WEX Bank	Synchrony Bank	Capital One (USA), N.A.	BancorpSouth Bank
23	Goldman Sachs Bank	WEX Bank	Synchrony Bank	Goldman Sachs Bank
24	BancorpSouth Bank	BancorpSouth Bank	BancorpSouth Bank	The Bank of East Asia, Ltd
25	First Internet Bank of Indiana	First Internet Bank of Indiana	First Internet Bank of Indiana	First Internet Bank of Indiana
Excess Bank List
1	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association	U.S. Bank National Association
2	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.	Wells Fargo Bank, N.A.	Wells Fargo Bank, NA

Eligible Accounts	Eligible Accounts (Cont.)	Ineligible Accounts
Committee (not incorporated)	Trust Under Agreement	Money Purchase Keogh (Premiere Select)
Conservator (estate)	Trust Under Will	Voluntary Money Purchase Keogh (Premiere Select)
Uniform Gifts to Minors Act	Bank	Profit-Sharing Keogh (Premiere Select)
Uniform Transfers to Minors Act	Church	Voluntary Profit-Sharing Keogh (Premiere Select)
Guardian	Corporate	Keogh MP BDA
Individual	Investment Club	Keogh PS BDA
Traditional IRA (Premiere Select)	Professional Association
Roth IRA (Premiere Select)	Professional Corporation
Rollover IRA (Premiere Select)	Unincorporated Association
SEP IRA (Premiere Select)	Limited Liability Corporation
SIMPLE IRA (Premiere Select)	Administrator
IRA BDA	Executor
Roth BDA	Partnership
Non-Prototype IRA
Non-Prototype Retirement Plan (401(a) plans)
Sole Proprietorship (not incorporated)
Joint Community Property
Joint Tenants in Common
Joint Tenants in Entirety
Joint Usufruct
Joint with Rights of Survivorship
Person Representative
Transfer on Death (Individual)
Transfer on Death (Joint tenants)
Transfer on Death (Joint entity)

*Please contact your financial advisor for more information.

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