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RMD & Stretch IRA Calculator

The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually; starting the year you turn age 72 (or 70 1/2 if born before 7/1/1949). Use this calculator to help determine how you can stretch out your payments for as long as possible. This calculator has been updated for the 'SECURE Act of 2019'.