Disclosure: BANK DEPOSIT SWEEP PROGRAM

Additions to cash balances awaiting reinvestment within clients' eligible brokerage accounts are automatically swept into Commonwealth's Brokerage Account Bank Deposit Sweep Program providing Federal Deposit Insurance Corporation (FDIC) insurance. For more information, please review the links below or contact your financial advisor.

Program Interest Rates as of December 6, 2016

BANK ACCOUNT BALANCE RANGE
INTEREST RATE
APY
$1-$24,999 0.01% 0.01%
$25,000-$99,999 0.01% 0.01%
$100,000-$249,999 0.01% 0.01%
$250,000-$499,999 0.01% 0.01%
$500,000-$999,999 0.01% 0.01%
$1,000,000-$1,999,999 0.01% 0.01%
$2,000,000 or more 0.01% 0.01%


Program Bank List as of December 6, 2016

POSITION
REGION 1
MA, ME, NH, RI, VT
REGION 2
CT, NY
REGION 3
AK, CO, HI, ID, KS, MT, NE, NM, NV, OR, UT, WA, WY
REGION 4
CA
1 Goldman Sachs Bank Barclays Bank Delaware New York Community Bank Manufacturers and Traders Trust
2 Mizuho Bank (USA) Boston Private Bank Mizuho Bank (USA) First Tennessee Bank, N.A.
3 Wells Fargo Bank, N.A. East West Bank Bank of the West Boston Private Bank
4 State Bank of India - NY Branch Bank of the West Boston Private Bank Wells Fargo Bank, N.A.
5 First Tennessee Bank, N.A. KeyBank N.A. U.S. Bank National Association Goldman Sachs Bank
6 Bank of the West Goldman Sachs Bank Wells Fargo Bank, N.A. Cadence Bank, N.A.
7 KeyBank N.A. Trustmark National Bank Goldman Sachs Bank Bank of the West
8 Bank of China New York Community Bank KeyBank N.A. Trustmark National Bank
9 Chemical Bank U.S. Bank National Association Manufacturers and Traders Trust Bank of China
10 East West Bank WEX Bank WEX Bank KeyBank N.A.
11 Barclays Bank Delaware Chemical Bank First Tennessee Bank, N.A. U.S. Bank National Association
12 Manufacturers and Traders Trust First Tennessee Bank, N.A. East West Bank Barclays Bank Delaware
13 New York Community Bank State Bank of India - NY Branch Wells Fargo Bank, N.A. East West Bank
14 Trustmark National Bank Manufacturers and Traders Trust Bank of Baroda New York Community Bank
15 Bank of Baroda Wells Fargo Bank, N.A. The Bank of East Asia, Ltd Capital One (USA), N.A.
16 The Bank of East Asia, Ltd Capital One (USA), N.A. Barclays Bank Delaware State Bank of India - NY Branch
17 Capital One (USA), N.A. Mizuho Bank (USA) State Bank of India - NY Branch Mizuho Bank (USA)
18 WEX Bank Bank of Baroda Capital One (USA), N.A. Bank of Baroda
19 Boston Private Bank The Bank of East Asia, Ltd Chemical Bank The Bank of East Asia, Ltd
20 U.S. Bank National Association Cadence Bank, N.A. Cadence Bank, N.A. Chemical Bank
21 Cadence Bank, N.A. Bank of China Bank of China WEX Bank
22 Synchrony Bank Synchrony Bank Synchrony Bank Synchrony Bank
Excess Banks
1 Capital One
(USA), N.A.
Capital One
(USA), N.A.
Capital One
(USA), N.A.
Capital One
(USA), N.A.
2 Wells Fargo Bank, NA Wells Fargo Bank, NA Wells Fargo Bank, NA Wells Fargo Bank, NA
Please note: A client's state of residence determines his or her priority list.


POSITION
REGION 5
AL, AR, AZ, KY, LA, MO, OK, TX, TN
REGION 6
DC, DE, FL, GA, MD, MS, NC, SC
REGION 7
IA, IL, IN, MI, MN, ND, OH, SD, WI
REGION 8
NJ, PA, VA, WV, OTHERS
1 Synchrony Bank Bank of the West Barclays Bank Delaware Bank of Baroda
2 The Bank of East Asia, Ltd U.S. Bank National Association U.S. Bank National Association Boston Private Bank
3 KeyBank N.A. The Bank of East Asia, Ltd Bank of the West State Bank of India - NY Branch
4 Chemical Bank Wells Fargo Bank, N.A. Boston Private Bank Manufacturers and Traders Trust
5 Mizuho Bank (USA) Chemical Bank Mizuho Bank (USA) Wells Fargo Bank, N.A.
6 Bank of Baroda Boston Private Bank WEX Bank Capital One (USA), N.A.
7 Bank of China First Tennessee Bank, N.A. Wells Fargo Bank, N.A. U.S. Bank National Association
8 Wells Fargo Bank, N.A. State Bank of India - NY Branch Goldman Sachs Bank KeyBank N.A.
9 Boston Private Bank Cadence Bank, N.A. KeyBank N.A. Bank of the West
10 U.S. Bank National Association Manufacturers and Traders Trust First Tennessee Bank, N.A. Trustmark National Bank
11 First Tennessee Bank, N.A. Bank of Baroda Manufacturers and Traders Trust First Tennessee Bank, N.A.
12 Barclays Bank Delaware Capital One (USA), N.A. Bank of China Barclays Bank Delaware
13 Manufacturers and Traders Trust WEX Bank The Bank of East Asia, Ltd East West Bank
14 East West Bank KeyBank N.A. Capital One (USA), N.A. New York Community Bank
15 Capital One (USA), N.A. Barclays Bank Delaware East West Bank Goldman Sachs Bank
16 State Bank of India - NY Branch New York Community Bank State Bank of India - NY Branch Chemical Bank
17 New York Community Bank East West Bank New York Community Bank Mizuho Bank (USA)
18 Goldman Sachs Bank Goldman Sachs Bank Bank of Baroda WEX Bank
19 Trustmark National Bank Mizuho Bank (USA) Chemical Bank Cadence Bank, N.A.
20 Bank of the West Trustmark National Bank Trustmark National Bank Synchrony Bank
21 WEX Bank Bank of China Cadence Bank, N.A.  
22 Cadence Bank, N.A. Synchrony Bank Synchrony Bank  
EXCESS BANKS
1 Capital One
(USA), N.A.
Capital One
(USA), N.A.
Capital One
(USA), N.A.
Capital One
(USA), N.A.
2 Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A. Wells Fargo Bank, N.A.
Please note: A client's state of residence determines his or her priority list.


Eligible Accounts

Committee (not incorporated)
Conservator (estate)
Uniform Gifts to Minors Act
Uniform Transfers to Minors Act
Guardian
Individual
Traditional IRA (Premiere Select)
Roth IRA (Premiere Select)
Rollover IRA (Premiere Select)
SEP-IRA (Premiere Select)
SIMPLE-IRA (Premiere Select)
Non-Prototype IRA
Sole Proprietorship (not incorporated)
Joint Community Property
Joint Tenants in Common
Joint Tenants in Entirety
Joint Usufruct
Joint with Rights of Survivorship
Person Representative
Transfer on Death (Individual)
Transfer on Death (Joint tenants)
Transfer on Death (Joint entity)


Ineligible Accounts

Bank
Church
Corporate
Investment Club
Professional Association
Professional Corporation
Unincorporated Association
Limited Liability Corporation
Money Purchase Keogh (Premiere Select)
Voluntary Money Purchase Keogh (Premiere Select)
Profit-Sharing Keogh (Premiere Select)
Voluntary Money Purchase Keogh (Premiere Select)
Voluntary Profit-Sharing Keogh (Premiere Select)
Keogh MP BDA
Keogh PS BDA
Administrator
Executor
Partnership


Conditionally Eligible Accounts*

Non-Prototype Retirement Plan
(401(a) plans)
IRA BDA
Roth BDA
Trust Under Agreement
Trust Under Will


*Please contact your financial advisor for more information.