Long-Term Care Solutions

There are two main types of long-term care policies:

• Traditional policies offer many levels of coverage, riders, and annual premiums. Couples discounts, as well as preferred health discounts, are also available.


• Linked-benefit long-term care products combine the features and benefits of universal life insurance and long-term care insurance. These policies require a large single premium and provide a leveraged pool of money for long-term care expenses, a death benefit for beneficiaries, or both.