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Fiction: Insurance obtained through work provides adequate coverage for most people.
Fact: Insurance obtained through work is a nice benefit, but it's not one that fully meets the insurance needs of most individuals. There are often limitations on what this insurance will cover, and portability is an issue (i.e., when you leave your job, this insurance may no longer be in effect.)
There are several types of insurance and varying degrees of coverage. What makes the most sense for you is determined by your unique situation, needs, and dependents.
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