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The only reason you need a durable power of attorney document is in case you become incapacitated.
Although this document does allow you to appoint someone to handle your financial matters if you become incapacitated, you can also use it to authorize an agent to sign legal documents for you. For example, if you plan to travel out of the country for a lengthy period of time, you may appoint someone to handle your financial affairs while you are away.
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