Fact vs. Fiction Archive

Fiction:
As a new graduate, I don't need to start thinking about retirement.

Fact:
Squeezing retirement savings out of an entry-level salary may not be easy, but it's wise to start saving as soon as possible. A relatively pain-free approach is to contribute to an employer-sponsored 401(k) plan, especially if your firm offers a company match. Try setting aside a small percentage of your salary at first and increasing your contribution over time.




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