Fiction: I don't need to start saving for retirement until later in life—I've got plenty of time.

Fact: As life expectancy increases, future retirees will need significantly larger nest eggs so they don't outlive their savings. Studies show that people are saving less, despite the likelihood of a longer life and inflated living expenses.

Bucking this trend and investing early is essential to taking advantage of compounding returns and securing the funds you'll need through retirement. Therefore, it's important to start saving and planning early in life.


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